CASH ACCOUNT

A cash account is a type of brokerage account in which the investor must pay the full amount for securities purchased.  An investor using a cash account is not allowed to borrow funds from his or her broker-dealer in order to pay for transactions in the account (trading on margin). The credit extension provisions of… Continue reading CASH ACCOUNT

CASH

Money that can be used to pay for goods or services.

CAPITAL GAIN

The profit that comes when an investment is sold for more than the price the investor paid for it.

CALLABLE OR REDEEMABLE BONDS

Callable or redeemable bonds are bonds that can be redeemed or paid off by the issuer prior to the bonds’ maturity date. When an issuer calls its bonds, it pays investors the call price (usually the face value of the bonds) together with accrued interest to date and, at that point, stops making interest payments. Sometimes a… Continue reading CALLABLE OR REDEEMABLE BONDS

CALLABLE CDS

These give the issuing bank the right to terminate – or “call” – the CD after a set period of time, but they do not give the CD holder the same right. If interest rates fall, the issuing bank might call the CD.

BUYING LONG

Purchasing or owning shares of stock, with the expectation that the stock will rise in value.

BULL MARKET

A time when stock prices are rising and market sentiment is optimistic. Generally, a bull market occurs when there is a rise of 20% or more in a broad market index over at least a two-month period.

BROKERAGE ACCOUNT – CLOSING YOUR BROKERAGE ACCOUNT

Generally, either you or your brokerage firm may close your brokerage account at any time.  The specific steps you will need to follow to close your account are usually found in the terms and conditions of your brokerage account agreement.  In addition, these terms and conditions generally specify when and how your brokerage firm may… Continue reading BROKERAGE ACCOUNT – CLOSING YOUR BROKERAGE ACCOUNT

BROKER-DEALERS: WHY THEY ASK FOR PERSONAL INFORMATION

Brokers generally request personal information from their customers, including financial and tax identification information, to comply with U.S. government laws and rules, as well as rules imposed by self-regulatory organizations (SROs).  Brokers request personal information from new customers as well as from customers who have had long-standing relationships with their firms. Here are some of… Continue reading BROKER-DEALERS: WHY THEY ASK FOR PERSONAL INFORMATION