Investor Definitions

Advisory Affiliate – SEC Filing Term

Your advisory affiliates are (1) all of your officers, partners, or directors (or any person performing similar functions); (2) all…

5 years ago

ZERO COUPON BOND

Zero coupon bonds are bonds that do not pay interest during the life of the bonds. Instead, investors buy zero…

5 years ago

YIELD CURVE

A line graph that shows the relative yields on debt over a range of maturities from three months to 30…

5 years ago

YIELD

The annual percentage rate of return earned on a bond calculated by dividing the coupon interest rate by its purchase…

5 years ago

WRAP ACCOUNT

A wrap account is an investment account where a "wrapped" fee or fees cover all of the management, brokerage and administrative expenses…

5 years ago

WASH SALES

A wash sale occurs when you sell or trade securities at a loss and within 30 days before or after…

5 years ago

VIATICAL SETTLEMENTS

A viatical settlement allows you to invest in another person's life insurance policy.  With a viatical settlement, you purchase the…

5 years ago

VARIABLE-RATE CDS

These have changeable interest rates. Some variable-rate CDs feature a "multi-step" or "bonus rate" structure in which interest rates increase…

5 years ago

VARIABLE LIFE INSURANCE

A variable life insurance policy is a contract between you and an insurance company. It is intended to meet certain…

5 years ago

VARIABLE ANNUITY SURRENDER CHARGES

A "surrender charge" is a type of sales charge you must pay if you sell or withdraw money from a…

5 years ago